What we offer
A life insurance policy helps to safeguard money to pay off the bills and living expenses of your surviving family members. For major life events, you may need to adjust your life insurance policy; such events include things such as purchasing a home, getting married or having a child.
If you have dependents you want to take care of, you need more life insurance than someone without dependents. There is, however, no set amount of life insurance that you need. Think about the right life insurance for your budget and needs
You can also take time to think about future expenses that your family may need, then the life insurance will come a long way in providing for those needs. Life insurance can also pay off funeral expenses and any financial liabilities that you have and lessen the burden for your family members.
What are the different types of life insurance?
- This type of insurance guarantees payment if the death occurs during a specified time
- Helps replace lost income
- Pay living expenses
- May be eligible for a no-med policy, this offers the option of asking a number of detailed health, financial and hobby questions.
Whole or Universal Life
- Does not expire
- Can satisfy specific needs like large estates or inheritances
- Help with income replacement
- Provides supplemental income
- May offer side cash fund that can build over time
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